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 HUD.gov
Links
Department of Housing and Urban Development
Fair Housing Laws
Buying a Home
The home buying process can seem complicated, but if
you take things step-by-step, you will soon be
holding the keys to your own home!
Selling a Home
Selling your home can be exciting, but it also takes
work. You’ll need to fix all those little problems
you’ve let go for so many years. You need to decide
if you’re going to try to sell your own home or use
a professional real estate broker. And you’ll need
to be patient! Selling your home can take some time,
depending on your local real estate market.
Renting a Home
Learn more about renting and HUD rental assistance
programs.
Foreclosure
Whether you're in foreclosure now or worried about
it in the future, we have information that can help.
HUD News
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Minnesota Attorney General Links
The Real Deal on Reverse Mortgages PDF
Some companies are marketing the "reverse mortgage"
as a way for seniors to convert some of the equity
in their home to cash to pay other bills. For some
seniors, a reverse mortgage may not be a suitable
loan, however.
Abusive and Predatory Lending
This bulletin explains the signs that consumers
should watch for when applying for loans, including
mortgages, car loans and debt consolidation.
The Citizen’s Guide to Home Building and Remodeling
If you are planning to build or have work done on
your home, consider reading this Guide to Home
Building and Remodeling. This publication gives
guidelines for selecting a contractor and writing a
home improvement contract, as well as a highlight of
Minnesota’s Mechanics Lien Law.
The Home Buyer’s Handbook
If you are considering buying a home, this handbook
can offer information on several aspects of home
buying, including financing, legal rights, and
appendices, such as an inspection checklist and
sample purchase agreement.
The Home Seller’s Handbook
If you are considering or need to relocate, you may
have some important decisions to make. The Home
Seller’s Handbook offers some important
considerations, as well as pertinent information
about selling your home in Minnesota.
Landlords and Tenants: Rights and Responsibilities
This guide provides information on rules governing
the landlord and tenant relationship from the moment
you are considering entering into an agreement until
after the tenancy is ended.
The Manufactured Home Parks Handbook
This handbook explains the Minnesota laws concerning
manufactured home park residents and owners. A right
or privilege guaranteed by law cannot be waived. For
specific advice or assistance, residents and park
owners can contact the organizations listed at the
back of the handbook or consider contacting a
private attorney.
Minnesota Department of Commerce Consumer
Information
This link provides information on issues of concern
to homeowners, including homeowner’s insurance and
home energy.
Private Mortgage Insurance Fact Sheet
This bulletin describes how some consumers may be
able to save hundreds of dollars a year by canceling
their private mortgage insurance.
Subprime Lending (PDF)
Problems in the sub-prime mortgage lending market
have led to large declines in the stock market,
company bankruptcies, and a rash of consumer
defaults on home loans in recent months.
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